“How do I get started investing in notes?” That’s a question we hear daily from tired landlords, stressed out rehabbers, or the couple next door wanting to improve life for their family. Own The Real Estate Or Be The Bank There are differences between investing in real estate vs. mortgage notes. Rather than owning the property, you own the right to collect payments on a … [Read more...] about 21 Tips To Read Before You Get Started Investing in Notes
Note Buying Blog and Articles
We talk a lot about investing in real estate notes and why we think it is a lot better than being a hands-on landlord. Let’s say this: being the bank is easier than being a janitor.* *Ok, you are not really the janitor, and there is nothing wrong with that profession. But sometimes, as a landlord, you feel like you have to do all the work (or hire people to do it). Fix … [Read more...] about If Notes Are So Great, Why Do Investors Sometimes Sell Them?
There is a lot of talk lately about inflation. But what about inflation and note investing? It stands to reason inflation has people worried after we kicked off January and February 2022 with some unusually high numbers (7.5% and 7.9% respectively) — or so we thought. Then March and April were even higher at 8.5% and 8.3% respectively. NOTE: Keep in mind those are … [Read more...] about Inflation and Note Investing
I admit, it’s a strange title. Probably the strangest I have ever written when talking marketing and the note industry. Maybe I started to write this when I was hungry or maybe I was just reaching for some sort of analogy that would frame what marketing for notes is really like. In either case, I’m committed to it and will just have to push forward and see where we end … [Read more...] about Marketing For Notes Is Like Selling Cupcakes
Once upon a time there were two very different real estate investors. Both were very optimistic about real estate and the investment benefits that go with it. Both attended meetings, frequented industry conventions, and read real estate news in their area. Both even knew they could use real estate in self-directed retirement accounts (SDIRAs) to defer or even eliminate any … [Read more...] about A Tale of Two “Real Estate” Investors
The Seller Financing Stats are In for 2021 There was nearly a 7% increase in the number of notes created through seller financing with 89,678 in 2021 compared to 84,007 in 2020.The dollar volume of new owner financed notes was $27.32 Billion, a 15.92% increase from the $23.57 Billion created in 2020.Sellers originating more than 2 notes within 12 months made up 16% of the … [Read more...] about Owner Financing Increases In 2021 – State of the Industry
Every new investing strategy that you learn has something to offer – and when you are note investing, there are some questions you should ask before getting started! The great news is, its possible to purchase notes and much more with self-directed IRAs but in order to be successful, you need the correct knowledge so that you avoid mistakes! In this episode recorded for the … [Read more...] about The Baker’s Dozen of Note Investing
It is the end of another year and as 2021 winds down, our thoughts turn to 2022. There is no question that we are big fans of goal setting for both short-term and long-term goals. At the end of each year, we get together for an entire weekend and focus on what we want to accomplish the following year. Despite 2021 being a crazy year, the process of goal setting for the … [Read more...] about New Year’s Goal Setting for Note Investors
No question, purchasing performing notes is an excellent alternative to investing in physical real estate. In addition to not dealing with tenants and toilets, you set your own yield requirement, type of property, or payer. You can even implement ways to minimize your overall exposure through partials. So, with performing notes paying so well…what about … [Read more...] about Are NON-Performing Notes a Good Investment?
Let me start by saying these are things you DO NOT want to ignore when it comes to note deals. What do I mean? Well, there is a reason investing in private mortgage notes can be an excellent investment – you get all the benefits of investing in real estate without collecting rents, dealing with late-night phone calls, or costly repairs. That … [Read more...] about 5 Reasons Note Deals Can Go Bad
Most property sellers think about selling real estate like this: List Property -> Sell Property -> Receive Cash There are times when receiving a lump sum of cash is beneficial. For instance – when the Seller will be purchasing another personal residence, paying off debts, or… taking a trip around the world. However, in some instances, receiving a lump … [Read more...] about What is a Real Estate Installment Sale?