21 Tips To Read Before You Get Started Investing in Notes

“How do I get started investing in notes?” That’s a question we hear daily from tired landlords, stressed out rehabbers, or the couple next door wanting to improve life for their family. Own The Real Estate Or Be The Bank There are differences between investing in real estate vs. mortgage notes. Rather than owning the property, you own the right to collect payments on a promissory note. You are the one receiving the payments. If something needs fixed the owner has to do it.  And like the bank, … [Read more...]

It’s A Trap! Answering This Note Seller Question

It starts with a very direct question from your note seller. "Can I get full value for my note?" Right out of the gate, you have seemingly been boxed into a corner. It is a yes or no question, but in reality, very few note sellers will receive par pricing for their note. But they didn't ask for 100 cents on the dollar, did they? They asked if they could get 'full value' for their note. In either case, the response is most likely the same. You basically need to reply in a way that … [Read more...]

How Will Coronavirus Impact Note Investing? (Video Replay)

Wondering what impact the Coronavirus (COVID19) could have on your real estate note investing? On Tuesday we held a live webinar to discuss the State of The Note Industry during these uncertain times. This originally aired to help our Note Investing Tools Members survive and thrive in the upcoming months. The response was fantastic and we wanted to share the replay here on our blog to help readers asking similar questions. Rather than get bogged down with telling you how many people to … [Read more...]

Your Big Domino of the Note Business

Cash Flow Expo is only one week away but before we get into any of that we have to ask you a really odd question... ...Do you remember as a kid spending hours carefully stacking dominos one after another in a row until at some point you knock over the first one and watch them all fall down? I would spend hours setting it up. Later, as it got more ‘advanced’ you would incorporate other objects; have dominoes fall off tables and chairs, slide across a plate, even flip a light … [Read more...]

New Year’s Goal Setting for Note Investors

It is the end of another decade and as 2019 winds down, our thoughts turn to 2020. There is no question that we are big fans of goal setting for both short-term and long-term goals. At the end of each year, we get together for an entire weekend and focus on what we want to accomplish the following year. Just last week we sent out a survey to our members to see what videos, trainings, and tools they wanted us to provide – part of our goals are making sure we are helping you with yours. Our … [Read more...]

Think Only The Wealthy Can Purchase Notes? Think Again.

When I first learned about purchasing notes it was a wild several weeks. I learned how to use a financial calculator, which in itself would forever change the way I looked at money. It was an easy decision to decide which side of the cash register I wanted to be on. Secondly, I learned about ‘flipping’ notes on to private investors and funders – people with money to purchase deals. In exchange, I would receive a handsome referral fee – costing me relatively nothing out of pocket. Lastly, I … [Read more...]

Best of NoteExpo 2019 and 2020 Dates

It was great seeing everyone at NoteExpo 2019 out in Addison TX this year! We were honored to speak and exhibit at this fantastic note investing industry convention. We had a chance to interview a few vendors that should be on your radar. Watch the video below and be sure to check out the list of companies in attendance.  If you missed this year's note event there are options for video replays along with information on plans for NoteExpo 2020 to be held Nov 6 & 7 in Dallas TX. List … [Read more...]

2018 Seller Financing Data and Stats

In 2018 the number of new seller financed notes created increased by 2% while the dollar volume of residential notes was up nearly 20% over 2017. Overall there were 91,605 first position owner financed notes, totaling $25.9 billion. The average Loan-to-Value for newly created residential notes was 81% LTV, with commercial at 75% LTV, and land at 74% LTV. "We have seen a definite increase in the notes created since last fall. My customers have reported more sellers are responding than … [Read more...]

Purchasing Small Notes Can Equal Big Profits

They say that good things come in small packages. When it comes to investing in real estate notes, this can be very true for several reasons. For starters, this is one of the only investment opportunities I know where you can get in at a low cost of entry. For example, you can purchase a small note or even part of a note. I am not a franchise expert, but I am pretty sure Wendy’s isn’t going to sell me part of a store. Sure you can purchase larger notes, but not everyone wants to … [Read more...]

Risk vs Reward: What is Your Note Investing Hot Button?

By now you have read an article or two (or ten) about the benefits of purchasing or brokering private notes. There is no debate that owning a cash flow can mean fewer headaches than actual real estate. But the advantages of becoming proficient in the note industry go well beyond just purchasing a note and getting a solid return. Here is just one of the really great features you won’t find at your local bank savings account… YOU Dictate The Terms Of The Note Investment. When you purchase … [Read more...]