21 Tips To Read Before You Get Started Investing in Notes

“How do I get started investing in notes?” That’s a question we hear daily from tired landlords, stressed out rehabbers, or the couple next door wanting to improve life for their family. Own The Real Estate Or Be The Bank There are differences between investing in real estate vs. mortgage notes. Rather than owning the property, you own the right to collect payments on a promissory note. You are the one receiving the payments. If something needs fixed the owner has to do it.  And like the … [Read more...]

5 Reasons I’m Going To Note Expo Nov 2-3, 2018

Let’s Meet in Dallas, Texas! I just accepted an invitation to attend the upcoming Note Expo 2018 Convention and hope you’ll join me in taking part of this event dedicated to real estate note investing. Click Here To Register For Note Expo! I don’t accept many offers to attend or speak at live events anymore because frankly there are very few high quality industry gatherings that can advance your business.  But I’m truly excited about this expo. So why this event? Here are 5 reasons … [Read more...]

2017 Seller Financing Statistics and Insights

Seller financing statistics reveal dollar volume jumped 2% while the number of new seller-carried notes fell by 7.5% in 2017. Overall there were 89,779 first position owner financed notes, totaling $17.3 billion. This was an increase of 2% from last year's total of $16.97 billion. Down payments have increased continually the past 4 years. On commercial properties they increased 4% in 2016. This indicates strong borrowers buying owner financed properties. What does this mean for the … [Read more...]

Making 2018 Your Best Note Business Year

I love the beginning of the New Year. The possibilities seem endless. It is a blank slate and yours for the taking. Frankly, we don’t really need a new “year” to be the catalyst for making a change… but it sure helps and it’s as good of a time as any. If you are like me, I start the year with lots of good intentions. I am going to lose weight, cut back on diet sodas, join a gym, finally remodel my kitchen, make more money, and spend more time with family. The fact of the matter is … [Read more...]

How To Start Flipping Small Apartment Deals

Start Flipping Small Apartments and Multi-Family Deals Without Having to Own or Rehab The Property by Lance Edwards If I could show you a simple way to pay for a year’s mortgage or rent with one apartment deal, would you be interested to give it a try? You bet you would want to give this a try! Now what if I told you it can be done with no credit or cash of your own, and you can start where the experts are already investing and still make at least three times more money! Still … [Read more...]

Top 5 Ways to Buy Mortgage Notes

One of the things that make buying and selling mortgage notes so appealing is the multitude of ways an investor can purchase a note. Frankly, you are limited only by your imagination. Well, maybe imagination and reaching a desired yield. Here is a quick look at calculating the cash flow business that even those with math phobias will like. The Top 5 Ways to Buy Mortgage Notes 1. FULL – A full is just that. Buying the entire note. If the seller has 322 payments remaining, the investor … [Read more...]

50 Ways To Leave Your…SFH Note

A mistake many investors and brokers make is to focus solely on notes secured by single family houses (SFHs). Unfortunately, that is a last-century approach. The lowest interest rates in recorded history have meant that our Springer Spaniel could qualify to buy a house. So most homeowners have had no reason to offer seller financing. The Dodd-Frank Act of 2010 also negatively impacted the creation of notes, most likely because its complexity and consequent potential liabilities discourages … [Read more...]

2016 Seller Financing Statistics and Insights

Seller financing statistics reveal new note creation fell by 8.3% in 2016. Overall there were 97,089 seller financed notes created in 2016 compared to 105,871 in 2015. The number of commercial and land secured notes dropped only slightly by 3% off 2015. The biggest change was seen in the single family residential (SFR or SFH) category of notes which fell 16% in 2016 from 2015. Why the big change? "The drop in residential notes may have been due to hot residential markets allowing sellers to … [Read more...]

Find Notes To Buy On Demand With Notes Direct

I have a confession to make. One of the most frustrating parts of note investing is FINDING the notes. Why do you think investors, big and small, work with brokers and referral sources? Investors want to INVEST in real estate notes…not spend their time looking for notes. I know I’m not alone in this feeling. I get calls and emails all the time asking… Where Do I Find Notes To Buy? Performing and Non-performing notes are primarily bought at a discount from one of three places: … [Read more...]

Content Marketing For The Note Business

We didn’t know it, but when we started the Note Investor site in 2001 and added a blog in 2008, we were on the forefront of Content Marketing.  Of course it wasn’t called that at the time and our intent wasn’t even marketing.  We were just sick of all the misinformation on the Internet about the note business and decided to do something about it. As we wrote articles, we would post them to our site and send out an email letting people know there was something new to read. We heard about … [Read more...]

Social Media Marketing for Note Buyers

By now you no doubt have some type of web presence for your note buyer business. Whether you are broker or investor, even the simplest website can work for you 24/7, provide leads, and gain you valuable credibility. But what about an ongoing conversation that keeps you relevant and in their minds? Social media marketing is certainly a key part of that, but not as easy for the note buyer or broker. How often should you share info? What information should you share? Where do you … [Read more...]