Every landlord who's managed a rental for a decade knows the feeling. The property cash flows on paper, but the reality is a different story: rent that shows up when it shows up, repairs that constantly eat into your margin, and a tenant that keeps things interesting in ways you didn't sign up for. That was the situation for Jay and Kyle, a father and son-in-law team that … [Read more...] about Rentals to Notes: 2.5X Cash Flow — A $130,000 Real Deal in Fort Wayne
The 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
Not all wrap note mistakes are equal. Some reduce profits. Some create headaches. A few can put the entire transaction at risk. We see a lot of wrap notes as investors, usually involving seller financing. The seller still owes money on the property and the owner financing ‘wraps’ around an existing mortgage. The buyer pays one payment to the seller while the seller … [Read more...] about The 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
What Is Equity in Real Estate Notes? 5 Types Every Investor Should Know
Equity is a cornerstone of evaluating risk when buying real estate notes. When I talk to investors, this is usually where I see confusion: They think yield is the whole story — until a deal goes sideways. I once worked with a newer investor who said, "I don't care about equity. I'm getting a 12% return." Fast forward six months and the borrower stops paying. Now, … [Read more...] about What Is Equity in Real Estate Notes? 5 Types Every Investor Should Know
Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
How Seller Financing Held Its Ground in a Shifting Housing Market Each year, we analyze seller financing activity across the United States as part of our annual report series, published for over 15 years! The 2025 numbers are in — and they continue to show that owner financing remains a meaningful and consistent part of the market. Key Seller Financing Trends in … [Read more...] about Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
Wraparound Mortgages: How Note Buyers Eliminate Wrap Risk
Seller-financed wraparound mortgages are getting a lot of attention and not all of it is good. You’ll hear stories about sellers who received but didn’t make payments. You’ll hear warnings about credit exposure, insurance complications, and liability. And the one you’ll hear most are concerns over due-on-sale clauses. We’ve received our share of calls from wrap sellers … [Read more...] about Wraparound Mortgages: How Note Buyers Eliminate Wrap Risk
