Traditional mortgage providers take compliance and the ability to repay seriously — you should too. Recently, I took and passed the SAFE Mortgage Loan Originator (MLO) Test. Included in that test is a required 20-hour NMLS pre-licensing education (along with your state's required education). It was eye-opening. Working our quoting desk for the last three years, … [Read more...] about Lessons from Getting My MLO
seller financing
The 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
Not all wrap note mistakes are equal. Some reduce profits. Some create headaches. A few can put the entire transaction at risk. We see a lot of wrap notes as investors, usually involving seller financing. The seller still owes money on the property and the owner financing ‘wraps’ around an existing mortgage. The buyer pays one payment to the seller while the seller … [Read more...] about The 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
How Seller Financing Held Its Ground in a Shifting Housing Market Each year, we analyze seller financing activity across the United States as part of our annual report series, published for over 15 years! The 2025 numbers are in — and they continue to show that owner financing remains a meaningful and consistent part of the market. Key Seller Financing Trends in … [Read more...] about Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
How to Sell a Promissory Note
Selling a real estate note can unlock cash tied up in a seller-financed loan — and also free up the headaches of collecting monthly payments and managing a mortgage note. Whether you want to pay down debt, invest in other opportunities, or reduce the risks of carrying a note, you have options! Understanding the process from start to finish will help you maximize the sale and … [Read more...] about How to Sell a Promissory Note
Hazards of DIY in Seller Financing – Real Deal #286
DIY has its time and place. Staining your deck, give it a shot? Rewiring your electrical? Call the professional. Putting together IKEA furniture? That's all you. Offering seller financing and creating a note with no experience or real estate background? Please protect your valuable asset and reach out to the professionals. And that brings us to Washington State for this … [Read more...] about Hazards of DIY in Seller Financing – Real Deal #286
