Traditional mortgage providers take compliance and the ability to repay seriously — you should too. Recently, I took and passed the SAFE Mortgage Loan Originator (MLO) Test. Included in that test is a required 20-hour NMLS pre-licensing education (along with your state's required education). It was eye-opening. Working our quoting desk for the last three years, … [Read more...] about Lessons from Getting My MLO
owner financing
The 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
Not all wrap note mistakes are equal. Some reduce profits. Some create headaches. A few can put the entire transaction at risk. We see a lot of wrap notes as investors, usually involving seller financing. The seller still owes money on the property and the owner financing ‘wraps’ around an existing mortgage. The buyer pays one payment to the seller while the seller … [Read more...] about The 10 Biggest Wrap Note Mistakes We See (and What to Do Instead)
Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
How Seller Financing Held Its Ground in a Shifting Housing Market Each year, we analyze seller financing activity across the United States as part of our annual report series, published for over 15 years! The 2025 numbers are in — and they continue to show that owner financing remains a meaningful and consistent part of the market. Key Seller Financing Trends in … [Read more...] about Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
Hazards of DIY in Seller Financing – Real Deal #286
DIY has its time and place. Staining your deck, give it a shot? Rewiring your electrical? Call the professional. Putting together IKEA furniture? That's all you. Offering seller financing and creating a note with no experience or real estate background? Please protect your valuable asset and reach out to the professionals. And that brings us to Washington State for this … [Read more...] about Hazards of DIY in Seller Financing – Real Deal #286
10 Seller Financing Myths – Get the Facts
Seller Financing remains a niche market. But — not that niche. We often wonder why the seller carry-back market, despite being in existence for hundreds of years, is still a relatively unknown market. It is not overly complex. The benefits to sellers, buyers, and investors are significant. The real culprit? Misinformation. For both buyers AND sellers, private mortgage … [Read more...] about 10 Seller Financing Myths – Get the Facts
