Fighting to Preserve Owner Financing with the National Association to Protect Private Property Rights

What is Your Livelihood Worth?

It’s not a ridiculous question. As you read this, governmental agencies are actively working to eliminate all but the most basic form of owner financing without being a licensed mortgage originator.

Now industry leaders have joined efforts in the creation of an association to protect property owners, home buyers, and professionals in the seller-financed industry.

NAPPPR Mission Statement

The National Association to Protect Private Property Rights (NAPPPR) was created to preserve the rights of Americans to provide seller financing on property they own. The NAPPPR will work diligently to reach the following objectives:

* Obtain legal opinions on pending legislation including:

* Expand exemption to HUD Safe Act so property owners may provide seller financing without becoming licensed as a mortgage originator. Ideally this exemption should apply to all seller financing regardless of the property type, occupancy status (i.e. rental vs. personal residence), or the way in which the owner holds title (i.e. individual vs. entity).

* Support HR3440 to amend the Internal Revenue Code of 1986 to allow dealers in real estate to use the installment sales method.

* Track new legislation to provide constructive input from the initial proposal rather than reactionary efforts.

* Share information and status updates with members.

* Establish a website at to bring industry awareness to the legislation and aid in raising funds.

* Gather support and work with the various professional groups impacted by the legislation including

  • Real Estate Investors
  • Land Developers
  • Mobile Home Dealers
  • Retirement Account Investors
  • Note Investors
  • Note Brokers
  • Private Mortgage Lenders
  • Servicing Agents
  • Real Estate Attorneys
  • Real Estate Agents
  • Related trade and association groups

* Utilize the efforts of lobbyists to help our voice be heard with lawmakers.

Fighting ill-advised legislation is expensive, and we simply cannot do it without your financial support. Thanks to the predatory practices of subprime lenders, governmental oversight will only intensify on real estate related business going forward.

Please take action now by visiting and supporting our efforts.


  1. Ralph Young says

    I got into this late, a few months ago. A letter from HUD says regs complete, done deal, and too bad for people it hurts. I am involved in developing mobile home subdivisions, so I want to get some relief for vacant land where seller sells just the land. Why can’t each state make variances from the model act? I am in Miss, and contacting legisoator/senator now. I learned Alabama did not follow it exactly. Does anybody have any opinion on this.

    I heard HUD may make a 3-5 exceptions per year, but in recent letter to me, made no mention of that. I am an attorney, now retired. A court challenge could have good chance. Unreasonable restraint on sale of property for one. This puts cloud on a whole lot of land sales.


  1. […] sample letter has also been provided by NAPPPR to help in the efforts.  Please be sure to personalize the sentence in bold to fit your […]

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