On a recent note mastermind the question came up about stress-testing a note portfolio. This is a great idea from time to time. But what does that mean? How do you stress test a note portfolio? In short, look at your note portfolio and determine how it might perform in the event of a shift in the economy. How strong is your portfolio if the general public starts missing … [Read more...] about 3 Ways To Recession-Proof Your Note Portfolio
real estate notes
Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
How Seller Financing Held Its Ground in a Shifting Housing Market Each year, we analyze seller financing activity across the United States as part of our annual report series, published for over 15 years! The 2025 numbers are in — and they continue to show that owner financing remains a meaningful and consistent part of the market. Key Seller Financing Trends in … [Read more...] about Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
Unraveling Title Insurance: What Note Buyers Need to Know
Most of us have heard of title insurance. You probably noticed it on your closing statement when you purchased a home with a traditional mortgage. Or maybe it came up when you created or purchased a seller-financed note. Title insurance is there to protect the chain of ownership, leading to the mindset of "if there's title insurance, I'm covered." But when it comes to … [Read more...] about Unraveling Title Insurance: What Note Buyers Need to Know
Working with Estate and Probate Notes
We’ve had a string of inherited estate notes recently, and they’ve reminded me just how much opportunity there is in this niche — if you’re willing to take the time to understand it. None of these came without a few bumps, but each one turned into a win for the seller and a solid investment for us. And yet, I still talk to note investors who’ve never considered going after … [Read more...] about Working with Estate and Probate Notes
How to Sell a Promissory Note
Selling a real estate note can unlock cash tied up in a seller-financed loan — and also free up the headaches of collecting monthly payments and managing a mortgage note. Whether you want to pay down debt, invest in other opportunities, or reduce the risks of carrying a note, you have options! Understanding the process from start to finish will help you maximize the sale and … [Read more...] about How to Sell a Promissory Note
