If you invest in second-position notes or any subordinate liens in California—this new law is a must-know. California Assembly Bill 130, signed June 30, 2025, adds strict new requirements to non-judicial foreclosures on junior liens such as: This law isn't just about lender oversight—it has direct consequences for note investors buying in the secondary market. Before … [Read more...] about What California AB 130 Means for Second Lien Note Investors
second liens
Think Only The Wealthy Can Purchase Notes? Think Again.
When I first learned about purchasing notes it was a wild several weeks. I learned how to use a financial calculator, which in itself would forever change the way I looked at money. It was an easy decision to decide which side of the cash register I wanted to be on. Secondly, I learned about ‘flipping’ notes on to private investors and funders – people with money to purchase … [Read more...] about Think Only The Wealthy Can Purchase Notes? Think Again.
Non Performing Note Buyer for Second Mortgage Liens
It's difficult to find note buyers for junior liens but that is especially true for non-performing second position mortgage notes. We were recently informed of an investor hungry for this type of real estate paper and wanted to share a new addition and update to the real estate note buyer directory. What type of real estate notes will your investors consider buying? The junior … [Read more...] about Non Performing Note Buyer for Second Mortgage Liens
Real Deal #149 – Seller Financing, Second Liens, and the 80-10-10.
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions. When the bank loan and the buyer’s down payment don’t add up to the sales price, a seller might consider owner financing the difference. Here’s how a classic 80-10-10 worked with owner financing on a four unit residential property in … [Read more...] about Real Deal #149 – Seller Financing, Second Liens, and the 80-10-10.
