A mistake many investors and brokers make is to focus solely on notes secured by single family houses (SFHs). Unfortunately, that is a last-century approach. The lowest interest rates in recorded history have meant that our Springer Spaniel could qualify to buy a house. So most homeowners have had no reason to offer seller financing. The Dodd-Frank Act of 2010 also negatively impacted the creation of notes, most likely because its complexity and consequent potential liabilities discourages … [Read more...]
Find Notes To Buy On Demand With Notes Direct
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I have a confession to make. One of the most frustrating parts of note investing is FINDING the notes. Why do you think investors, big and small, work with brokers and referral sources? Investors want to INVEST in real estate notes…not spend their time looking for notes. I know I’m not alone in this feeling. I get calls and emails all the time asking… Where Do I Find Notes To Buy? Performing and Non-performing notes are primarily bought at a discount from one of three places: … [Read more...]
Note Investing Info: What Was Hot In 2016
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Is 2016 really almost over? Let us be one of the first to wish you a Happy New Year! May 2017 be a prosperous year for your note investing business. As the year closes we like to both reflect back and plan ahead with a look at the info you wanted to read most. With over 350 pages of free online content, there are lots of choices! In 2016 alone those pages were viewed over 170,768 times. Here's a look at the topics you visited most at NoteInvestor.com. Top 10 Most Read Note Investing Info of … [Read more...]
Finding The Opportunity – Note Investor Interview With Dave Franecki
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Real estate markets cycle up and down. This of course impacts the creation of private mortgage notes as reflected in the recent statistics. To succeed we must embrace the change and find the opportunity. This has been Dave Franecki's philosophy in business, ultimately leading him to note investing. During his 30+ years in real estate he experienced almost every facet of the industry including real estate sales, landlord, rehabber, fix and flips, loan officer, credit repair, building/land … [Read more...]
21 Tips To Read Before You Get Started Investing in Notes
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“How do I get started investing in notes?” That’s a question we hear daily from tired landlords, stressed out rehabbers, or the couple next door wanting to improve life for their family. Own The Real Estate Or Be The Bank There are differences between investing in real estate vs. mortgage notes. Rather than owning the property, you own the right to collect payments on a promissory note. You are the one receiving the payments. If something needs fixed the owner has to do it. And like the … [Read more...]
Mitch Stephen Knows How To Sell Houses With Owner Financing
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Interested in real estate investing without the headaches of rentals (no toilets, tenants, or trash)? Are you a landlord tired of vanishing cash flow due to maintenance and vacancies? Love note buying but tired of marketing to note holders that don't understand discounts? Discover how to create your own notes by selling homes with owner financing! If you want to combine the power of real estate and note investing then you will want to read this interview with Mitch Stephen. His … [Read more...]
Are You Positive?
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If you have been sitting on the sidelines, waiting for an opportunity to jump back in the real estate or note investing game, you need to read this. The opportunity is now. I am not saying we have come full circle to the golden years of real estate and note buying, but I don’t need them to the that good…I just need them to be profitable. Very profitable. So, why now? Just look around. New houses are being built. Now, the last time I checked it was not any cheaper to build a house … [Read more...]
The Powerful Force of Compounding Interest, Note Investing and Birthday Cake
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Do you live by this note investing creed? “The most powerful force in the universe is compound interest.” “Compound Interest is the 8th wonder of the world. He who understands it, earns it. He who doesn’t… pays it.” Albert Einstein is credited with these words of wisdom that have rightfully earned their worth as the investor’s mantra. While CBS news, Snopes, and academics debate whether Einstein actually authored the compounding interest quotes, there is no questioning the life altering … [Read more...]
Increase Note Investing Yields With Early Payoffs
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Want to increase note investing yields? Discover ways to restructure a note for early payoff! When a real estate note pays off early an investor's return can go up. Why? It is based on the Time Value of Money principal of... “Money Now Is Worth More Than Money Later” When notes are purchased at a discount (less than face value) the yield is already higher than the face rate of the note. When you combine that with an accelerated return the discount is earned back faster making the yield go … [Read more...]
Calculating Note Investments Using The 50-50 Partial
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When buying real estate notes you will surely encounter a seller that flat-out refuses to take a discount. You can try explaining the time value of money until you turn blue in the face or… provide a simple alternative. Offer to buy half the number of remaining payments for half the balance. Not only is the seller happy, the investor can receive an increased yield. Intrigued? Wondering how this all works? Watch this step-by-step video walk through of the 50-50 Partial from our How To … [Read more...]
