On a recent note mastermind the question came up about stress-testing a note portfolio. This is a great idea from time to time. But what does that mean? How do you stress test a note portfolio? In short, look at your note portfolio and determine how it might perform in the event of a shift in the economy. How strong is your portfolio if the general public starts missing … [Read more...] about 3 Ways To Recession-Proof Your Note Portfolio
note buyers
Wraparound Mortgages: How Note Buyers Eliminate Wrap Risk
Seller-financed wraparound mortgages are getting a lot of attention and not all of it is good. You’ll hear stories about sellers who received but didn’t make payments. You’ll hear warnings about credit exposure, insurance complications, and liability. And the one you’ll hear most are concerns over due-on-sale clauses. We’ve received our share of calls from wrap sellers … [Read more...] about Wraparound Mortgages: How Note Buyers Eliminate Wrap Risk
Working with Estate and Probate Notes
We’ve had a string of inherited estate notes recently, and they’ve reminded me just how much opportunity there is in this niche — if you’re willing to take the time to understand it. None of these came without a few bumps, but each one turned into a win for the seller and a solid investment for us. And yet, I still talk to note investors who’ve never considered going after … [Read more...] about Working with Estate and Probate Notes
How to Sell a Promissory Note
Selling a real estate note can unlock cash tied up in a seller-financed loan — and also free up the headaches of collecting monthly payments and managing a mortgage note. Whether you want to pay down debt, invest in other opportunities, or reduce the risks of carrying a note, you have options! Understanding the process from start to finish will help you maximize the sale and … [Read more...] about How to Sell a Promissory Note
The Hard-Working Hypothecation Real Deal
Leveraging Notes Without Letting Go Running low on capital for your next note or looking for a creative deal source to deploy capital? Discover how the hard-working hypothecation can help you unlock the value of a note portfolio—without selling it. What Is Hypothecation? Hypothecation is a fancy word for using an asset to obtain a loan. It allows a note holder to … [Read more...] about The Hard-Working Hypothecation Real Deal
