One of the wonders of the note business is the ability to invest in notes with little or no cash of your own using the partial or tail-end structure. But what happens when a note pays off early? This week's guest author, Markus Mollica with TimeValue Software, explains how to calculate an early payoff on a partial note purchase using their TValue amortization software. Let’s … [Read more...] about Calculating Early Payoff On A Partial Note Purchase Using TValue Software
Calculating Cash Flow Notes
Need Help Determining A Note Investing Yield
Recently a private note investor contacted us to get some guidance on calculating a yield on a note they were buying. While payments were current there was a past due balloon they were looking to extend along with an additional advance. This is a creative workout solution to a common balloon problem and the investor kindly agreed to let us share it here with our … [Read more...] about Need Help Determining A Note Investing Yield
Does This Financial Calculator Make Me Look Old?
If you plan to buy mortgages or want to take your note broker business to the next level then learning your way around a financial calculator is a big plus. As many of you know, Fred and I are a house divided when it comes to... Choosing the Best Financial Calculator. Fred likes the Texas Instrument Financial Analyst and I am a die-hard HP12C user. Recently a fellow HP … [Read more...] about Does This Financial Calculator Make Me Look Old?
Free Financial Calculator for Cash Flow Notes!
Is the best financial calculator now free? If you struggle with calculating cash flow notes on the HP12C , HP10B, or the Texas Instrument BAII then you will want to check out this great offer! Advanced Seller Data Services (ASDS), a leading provider of marketing lists for seller carried notes, has released a series of free financial tools for note brokers and note … [Read more...] about Free Financial Calculator for Cash Flow Notes!
How Partials Reduce Note Discount When Selling Mortgages
Is the sticker shock just too much when discounting notes? It might be time to consider selling just some of the remaining payments. Note buyers have long used the partial purchase to reduce their exposure or investment risk, but it also has benefits for the seller. You see the time value of money makes payments due now more valuable than those further out in the … [Read more...] about How Partials Reduce Note Discount When Selling Mortgages