Buying notes and worried you'll run out of funds for the next deal? When note investors want to recapitalize, we often turn to note hypothecation or a partial structure. But what’s the difference and is one better than the other? Who wins in the matchup between hypothecation vs partials when buying mortgage notes? What is Hypothecation? Have you ever … [Read more...] about Note Hypothecation vs. Partials
Notes 101
Detailing Documents – Promissory Notes vs Mortgages and Deeds of Trust
Can you judge a document by its cover? We talk a lot about getting all your ducks in a row when purchasing notes. Only by doing your homework and really looking at a deal can you decide if it fits your investing goals. And one thing you look at are the documents. When an individual agrees to owner finance their property, they become the bank. While in traditional bank … [Read more...] about Detailing Documents – Promissory Notes vs Mortgages and Deeds of Trust
Spring Cleaning Your Real Estate Note
Despite a few dustings of snow here and there, we really are in Spring. Spring means we can put away the Winter coats, fire up the BBQ, and even do some Spring cleaning around the house. If you are going to spend some time in the attic rearranging holiday boxes and grandma's old books, why not spend a few minutes on your personal finances? Specifically, any real estate … [Read more...] about Spring Cleaning Your Real Estate Note
What Is Minimum Note Discount and Why Is It So Important?
Let's face it, some people like to buy at a discount and notes are no exception. One of the reasons mortgage notes are so attractive from an investment standpoint is that, in addition to being backed by real estate, the investor gets to set the buying terms. The investor decides which type of property they like as security (residential, commercial, land), what area they … [Read more...] about What Is Minimum Note Discount and Why Is It So Important?
Creative Owner Financing Grew in 2023 – But, By How Much?
Seller Financing had a great 2023! We saw a 7.3% increase in the creation of owner financed notes and a 24% increase in dollar volume. Check out the owner financing stats for the past year and how that affected the note industry. Here are some numbers at a glance... What Led to the Increase in Creative Financing? 2023 saw a 7.3% increase in seller carried … [Read more...] about Creative Owner Financing Grew in 2023 – But, By How Much?
