What is LTV and ITV?

You have probably heard a lot of acronyms thrown around in the note industry. Some of the more common ones are LTV and ITV.  LTV stands for Loan to Value. This is shown as a percentage. It is often used to determine “what is the likelihood the payor will continue to make payments” based on equity. … [Read more...]

How to Determine “Value”…

One of the considerations when purchasing a note will be the appraised value of the home. Although there are some great programs on the internet that aid the average consumer in getting an idea of a value, they are not always accurate and thereby credible when you are talking about investing money in a seller financed note. … [Read more...]

What is “Outside Servicing” For Owner Financing?

You may have heard the term “outside servicing” and not really thought of what it is or how it may be helpful when owner financing. … [Read more...]