How Seller Financing Held Its Ground in a Shifting Housing Market Each year, we analyze seller financing activity across the United States as part of our annual report series, published for over 15 years! The 2025 numbers are in — and they continue to show that owner financing remains a meaningful and consistent part of the market. Key Seller Financing Trends in … [Read more...] about Seller Financing 2025 Industry Report: A Resilient $29.5 Billion Market
Notes 101
Unraveling Title Insurance: What Note Buyers Need to Know
Most of us have heard of title insurance. You probably noticed it on your closing statement when you purchased a home with a traditional mortgage. Or maybe it came up when you created or purchased a seller-financed note. Title insurance is there to protect the chain of ownership, leading to the mindset of "if there's title insurance, I'm covered." But when it comes to … [Read more...] about Unraveling Title Insurance: What Note Buyers Need to Know
Wraparound Mortgages: How Note Buyers Eliminate Wrap Risk
Seller-financed wraparound mortgages are getting a lot of attention and not all of it is good. You’ll hear stories about sellers who received but didn’t make payments. You’ll hear warnings about credit exposure, insurance complications, and liability. And the one you’ll hear most are concerns over due-on-sale clauses. We’ve received our share of calls from wrap sellers … [Read more...] about Wraparound Mortgages: How Note Buyers Eliminate Wrap Risk
5 Strategies for Non-Performing Notes
Not everything in life goes as planned. It's a lesson we have all learned at some point — whether good or bad. It also includes notes. You can do everything you can to set yourself up for success and manage your risks, but sometimes things - and payors - go awry. When note payments stop coming in, it's a stressful time. But it's also time to slow down and think through … [Read more...] about 5 Strategies for Non-Performing Notes
Seller Financing Held Strong in 2024
Following a year of growth, we continued to see strong owner financing numbers in 2024 with an 8% increase in dollar volume of created notes compared to last year. Let's dive into the numbers and see what other trends we saw. Insights on Owner Financing Trends Even as overall real estate activity cooled, the consistent creation of private notes underscores … [Read more...] about Seller Financing Held Strong in 2024
