Real Deal #152 – Owner Financing Mixed Use Property
March 2, 2009 by Tracy Z · Leave a Comment
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
When a property is used for both commercial and residential purposes it can be difficult to obtain traditional financing. Owner financing provided an alternative to the traditional mortgage loan on this mixed-use property in Oklahoma. Read more
Real Deal #150 – Repeat Business with Partial Purchases
January 21, 2009 by Tracy Z · Leave a Comment
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
When a note holder sells a portion of the note they will often consider selling the remaining payments at a later date. A partial purchase can provide repeat business to both note brokers and investors similar to the experience on this vacation lot. Read more
Real Deal #149 – Seller Financing, Second Liens, and the 80-10-10.
December 11, 2008 by Tracy Z · 2 Comments
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
When the bank loan and the buyer’s down payment don’t add up to the sales price, a seller might consider owner financing the difference. Here’s how a classic 80-10-10 worked with owner financing on a four unit residential property in Baltimore, MD. Read more
Real Deal #144 – Mixed-Use in Oklahoma
September 26, 2008 by Tracy Z · Leave a Comment
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
The creation of a note does not always follow a straight path. Often the terms are modified to fit the needs of the transaction. This note in Oklahoma started out as a sale of business, then included real estate, and was eventually modified to meet the repayment needs of the buyer. Read more
Real Deal #143 – New York Church Note
September 17, 2008 by Tracy Z · Leave a Comment
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
Think it’s hard to get a home loan? Imagine the challenges that come with financing a church! Here’s how seller financing offered a creative solution to provide meeting space for a New York congregation. Read more
Real Deal #142 – Balloon Note in Florida
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
It was a nice home in Florida with the seller asking $234,000. The buyer was eager to purchase the property and had saved almost 10% for a down payment. There was only one problem. The buyer was unable to obtain a conventional mortgage loan due to some past credit issues, primarily attributed to medical bills. Seller financing was the solution. Read more
Real Deal #141 – Bagel Business Note
September 2, 2008 by Tracy Z · Leave a Comment
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
Dream of owning your own business? Seller financing helps many business owners reach this dream. Traditional bank financing can be difficult to obtain when the sale of a business does not include real estate. The Bagel Shop and Deli note highlights how owner financing can be an effective solution. Read more
Using Retirement Accounts to Buy Notes and Real Estate
August 25, 2008 by Tracy Z · 4 Comments
Tired of dismal stock returns and lack of control over your retirement funds? Many investors are accessing tax advantaged retirement funds to realize the security and returns offered through real estate and note investments. Through the power of self-directed retirement accounts, you can legally access IRA, 401(k), SEP or other retirement funds for alternatives to the traditional stocks, bonds, and mutual funds.
While self-directed retirement accounts have been around for several decades, they are now catching the attention of Read more
Real Deal #140 – Retirement Account Purchases Texas Note
August 25, 2008 by Tracy Z · Leave a Comment
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
Small balance notes are often passed over by larger institutional type investors. This provides high yielding investment opportunities for private investors and self-directed retirement accounts. This well-seasoned transaction Read more
Real Deal #139 – Washington State Land Note
Welcome to Real Deals! It’s always easier to learn from real life so here we share information from actual owner financed transactions.
A land developer sold 10 to 20 acre tracts of land in Northern Washington State. Knowing land can be more difficult to finance Read more



