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Gain Privacy and Protection with Land Trusts-Part 2

April 6, 2009 by · Leave a Comment 

land-trustInvestors interested in building wealth by controlling equity in property are using the Land Trust to utilize the many benefits previously outlined in Part 1 of Gain Privacy and Protection with Land Trust.

Investors often use the Land Trust as the safe and easy vehicle of preference by not awakening the institutional “sleeping giant” – the infamous due on sale clause contained in almost all Deeds of Trust and Mortgages Read more

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How Much House Can the Buyer Afford?

September 29, 2008 by · Leave a Comment 

Many sellers accept owner financing without any idea of how much the buyer can actually afford to pay. The last thing a seller wants is to stress over receiving monthly payments or worse, getting the property back through foreclosure. Use these three simple methods to determine how much the buyer can afford before accepting seller financing.

The amount a buyer can afford to spend on a house depends on their income, overall debt, cash they can put down, credit rating, and the mortgage terms.

There are three different calculations that are traditionally used by mortgage companies to determine how much house a buyer can afford. These are known as Read more

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