• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar
  • Skip to footer
NoteInvestor.com Logo with House next to words

Note Investor

How to buy, sell, broker or invest in private mortgage notes for cash flow!

Your Trusted Source For
Note Investing Information!

  • Home
  • About
  • Articles
    • Notes 101
    • Note Brokers
    • Note Buyers
    • Real Deals
    • Seller’s Corner
    • Cash Flow Business
  • Learn
    • Sell Your Mortgage Note
    • Note Broker Training
    • How To Buy Notes
    • Note Buyers Directory
    • Creating Notes With Seller Financing
    • Note Investing 101 Series Videos
    • Note Industry Conventions
  • Bookstore
  • Contact
  • Sell Your Note

Meet Note Buyer Troy Fullwood of Pinnacle Investments

February 19, 2014 by Tracy Z

We are pleased to share this investor interview from the Directory of Note Buyers and introduce you to Troy Fullwood, owner of Pinnacle Investments. Troy learned the ropes flipping notes in the late 90s and then started buying notes in-house. Based in Arizona, Pinnacle Investments buys nationwide and will consider both performing and delinquent real estate notes that were created through seller financing or loan origination.

Troy Fullwood Pinnacle InvestmentsWhat is the current investing focus of Pinnacle Investments?

Troy Fullwood: 90% of our focus is SFR first lien 1-4 units Performing and Non-Performing Notes.

How did you get your start in the note business?

I got started back in 1997 by flipping notes to the Associates Financial Services. I did that for 2 years before I went and secured a line of credit to purchase notes for myself (It was a great way to earn while I learned the business).

What unique benefits does your note buying company provide?

Sole decision making process, Quick closing timeframes.

What type of real estate notes will your company consider funding?

Performing Notes Guidelines:

  • Location: Purchase Nationwide
  • Note Size: Min. 10k to Max. 500,000K
  • Property Type: SFR, SFNO, MH w/land, Condos, 2nd homes, Townhomes, 1-4 units.
  • Credit: Min. 550+ Credit Score
  • LTV: 95%
  • Payment Seasoning: Min. one payment

Non-Performing Notes Guidelines:

Pricing is based on asset quality – each deal is measured on its own merits.

What type of deals would just waste your time?

2nd liens, land notes, broken development deals, mobile home without land.

What do you consider the best methods for finding deals?

Networking and title companies. This is a relationship based business.

How do you handle commissions to brokers or consultants?

I protect brokers / consultants with a fee agreement, and I pay outside of escrow after the transaction closes.

What advice would you give to new professionals just starting out in the industry?

Don’t do broker chains, they are a waste of time.

What is the most common business mistake you see people make?

Giving up on their business too quickly. This is not a get rich quick industry. You have to work your business to receive the value from the business.

Given the current economy, have you made any changes in the way you transact business?

Not really, I have always maintained a high quality level to Due Diligence on every deal I do.

Where can someone contact you to obtain more information?

Pinnacle Investments LogoTroy Fullwood
Online: www.pinnacle-investments.com
Office: 480-831-5067
Fax: 480-831-5068

Filed Under: Note Buyers Tagged With: Arizona Note Buyers, buy real estate notes, non performing note buyer, note buyers, Pinnacle Investments, Troy Fullwood

About Tracy Z

Tracy combines her knowledge of real estate notes with the power of marketing online to help grow your business! She can be reached at Tracy@NoteInvestor.com or by calling 1-888-999-7905.

Reader Interactions

Comments

  1. Seyi Gregory says

    February 27, 2014 at 9:58 am

    *
    Found your article informative and to the point. Driving my business forward this year 2014 in a new city Chicago, networking amongest professionals is key to success. Thanks also for referencing title company are a great place to find note holders.

    Your book “cash Flow war” is at the Chicago Library, i am surrounded by the beauty of this business.

Primary Sidebar

Learn Real Estate Notes

Click the reports below to download your FREE copy of 5 Ways to Cash in on Notes AND a BONUS!
Diversified Investment Services Inc BBB Business Review

Search This Site

More to See

Investing Notes Risk

21 Tips To Read Before You Get Started Investing in Notes

Selling Mortgage Notes? Find the Right Note Buyer!

Learn Note Business

Learn the Note Business in 60 Seconds?

Cash Flow Notes Business Truth

5 Myths About the Cash Flow Notes Business

Most Read Note Buying Info

How To Buy Mortgage Notes
Creating Notes With Seller Financing
Note Broker Training
Get Direct With Note Buyers Directory
How Can I Find Cash Flow Notes?
Buying and Selling Notes For Residual Income
How Dodd Frank Mortgage Laws Apply to Seller Financing
How To Calculate Cash Flow Notes
Note Investing 101 Series Videos
Best of Notes 2024

Connect With Us

  • Facebook
  • Instagram
  • LinkedIn
  • Twitter
  • YouTube

Footer

Places to Visit

  • Creating Notes
  • How To Buy Notes
  • Note Broker Training
  • Note Buyers Directory
  • Sell Your Note
  • Bookstore

We Are Here to Help

Photo of Fred Rewey and Tracy Z of NoteInvestor.com
Fred Rewey & Tracy Z NoteInvestor.com

Receive the Note Investor Newsletter

COPYRIGHT © 2008-2025 NOTE INVESTOR | PRIVACY POLICY | CONTACT US
This website is for informational purposes. This is not an offer to sell or purchase any security. Nothing is intended as legal, financial or investment advice. Any historical data represents past performance and does not guarantee future results. NoteInvestor.com is owned by Diversified Investment Services, Inc.