Fighting to Preserve Owner Financing with the National Association to Protect Private Property Rights

What is Your Livelihood Worth? It’s not a ridiculous question. As you read this, governmental agencies are actively working to eliminate all but the most basic form of owner financing without being a licensed mortgage originator. Now industry leaders have joined efforts in the creation of an association to protect property owners, home buyers, and professionals in the seller-financed industry. … [Read more...]

Making Money Using “Buy Full – Sell Short”

One of the most powerful wealth building techniques in the cash flow industry is the “Buy Full – Sell Short” strategy. Capitalizing on the power of compounding interest and the time value of money, it enables note brokers to own rights to future note payments with little to no money of their own. … [Read more...]

What is Time Value of Money?

  We’ve all heard the phrase “Time is Money”. But what does it really mean and why does it matter in the discounted note business?  Here’s the short and simple answer! Money today is worth more than money tomorrow due to its ability to earn interest.  The Time Value of Money concept puts a price on the amount of time an investor has to wait for an investment to mature. To illustrate, if someone offered you $50 cash today or … [Read more...]

Finding Mortgage Notes with Reverse Ad Marketing

Many cash flow professionals are familiar with placing advertisements offering to purchase notes yet few take advantage of a technique we call Reverse Ad Marketing. This is one of our favorite note marketing methods based on the simplicity, effectiveness, and minimal cost.Essentially, potential clients are paying the marketing cost by placing their own ads offering property for sale. You just need to identify and respond to the ad! … [Read more...]

What’s the Big Deal with Note Rates?

The interest rate a seller agrees to accept when providing owner financing to the buyer has a large impact on the note’s value.  Unfortunately, many sellers overlook this important decision.  Here’s why the interest rate on a note is such a big deal. … [Read more...]

Verify Taxes and Insurance

Worried the buyer won’t make payments?   Understandably, this is a common concern by sellers using owner financing.  After all, an owner financed note is one of the seller’s most valuable assets.  Unfortunately so many sellers fail to protect their asset when it comes to verifying current property insurance and taxes. … [Read more...]