2016 Seller Financing Statistics and Insights

Seller financing statistics reveal new note creation fell by 8.3% in 2016. Overall there were 97,089 seller financed notes created in 2016 compared to 105,871 in 2015. The number of commercial and land secured notes dropped only slightly by 3% off 2015. The biggest change was seen in the single family residential (SFR or SFH) category of notes which fell 16% in 2016 from 2015. Why the big change? "The drop in residential notes may have been due to hot residential markets allowing sellers to … [Read more...]

Owner Financed Note Creation Dips in 2015

After 5 years of growth owner financed note creation was down 8.9% in 2015 compared to 2014. According to annual statistics released by Advanced Seller Data Services there were 105,871 seller financed notes created in 2015 compared to 116,178 in 2014 (based on 2147 counties reporting, $30,000 or greater balance, and 1st position or wrap/AITD notes). "This is the first year since 2009 the number of seller carry-back notes created dropped from the previous year. New regulations appear to have … [Read more...]

Is 2009 a Good Time to Buy Owner Financed Real Estate Notes?

This question is on the minds of many investors right now. With real estate values down and banks restricting credit, there are more seller-financed notes available. Although there is never a crystal ball, if you buy notes at a good ITV you have the opportunity for high yielding investments. Here are a couple things to look for... … [Read more...]