21 Tips To Read Before You Get Started Investing in Notes

“How do I get started investing in notes?” That’s a question we hear daily from tired landlords, stressed out rehabbers, or the couple next door wanting to improve life for their family. Own The Real Estate Or Be The Bank There are differences between investing in real estate vs. mortgage notes. Rather than owning the property, you own the right to collect payments on a promissory note. You are the one receiving the payments. If something needs fixed the owner has to do it.  And like the … [Read more...]

Mitch Stephen Knows How To Sell Houses With Owner Financing

Interested in real estate investing without the headaches of rentals (no toilets, tenants, or trash)? Are you a landlord tired of vanishing cash flow due to maintenance and vacancies? Love note buying but tired of marketing to note holders that don't understand discounts? Discover how to create your own notes by selling homes with owner financing! If you want to combine the power of real estate and note investing then you will want to read this interview with Mitch Stephen. His … [Read more...]

Owner Financed Note Creation Dips in 2015

After 5 years of growth owner financed note creation was down 8.9% in 2015 compared to 2014. According to annual statistics released by Advanced Seller Data Services there were 105,871 seller financed notes created in 2015 compared to 116,178 in 2014 (based on 2147 counties reporting, $30,000 or greater balance, and 1st position or wrap/AITD notes). "This is the first year since 2009 the number of seller carry-back notes created dropped from the previous year. New regulations appear to have … [Read more...]

Are You Positive?

If you have been sitting on the sidelines, waiting for an opportunity to jump back in the real estate or note investing game, you need to read this. The opportunity is now. I am not saying we have come full circle to the golden years of real estate and note buying, but I don’t need them to the that good…I just need them to be profitable. Very profitable. So, why now? Just look around. New houses are being built. Now, the last time I checked it was not any cheaper to build a house … [Read more...]

The Most Important Task In The Note Industry

It is 10:30am and I have wrestled with my computer for the 4th time. As I return to my home-based office from a coffee run (which is really just a short shuffle to the kitchen) I pass by the laundry room and realize that I really should get some laundry done at some point. Oh yea…I really need to get the tires on the Jeep checked. And a grocery run. Yep. Pretty much looks like the inertia of life is sucking up as much time as possible today. The problem? None of those items will … [Read more...]

The Powerful Force of Compounding Interest, Note Investing and Birthday Cake

Do you live by this note investing creed? “The most powerful force in the universe is compound interest.” “Compound Interest is the 8th wonder of the world. He who understands it, earns it. He who doesn’t… pays it.” Albert Einstein is credited with these words of wisdom that have rightfully earned their worth as the investor’s mantra. While CBS news, Snopes, and academics debate whether Einstein actually authored the compounding interest quotes, there is no questioning the life altering … [Read more...]

7 Action Items To Get Your Private Note Business On Track

Two weeks ago we released an article on Making 2016 Your Best Note Business Year Ever. It spoke about a couple of barriers that stop you from succeeding. Nothing earth shattering, just problems that we all face in our day-to-day lives. We spoke about carving out time (the hardest thing to commit to) and stopping the tendency to re-invent the wheel (just go where people have already been). If you missed that article, you can go back and read it here. This week, we want to share a VERY … [Read more...]

What You Wanted To Know About Note Buying Last Year

You Voted: Now see the results. Wow! You guys had insatiable appetites for note buying knowledge last year. With over 325 free articles it’s interesting to look back at the most read content on NoteInvestor.com. It's how you voted with the most precious commodity - your time. So here’s a look at what you wanted to know based on… The Top 10 Visited Pages at Note Investor in 2015 How To Buy Mortgage Notes This topic won hands-down with more than double the readership of the … [Read more...]

Making 2016 Your Best Note Business Year

I love the beginning of the New Year. The possibilities seem endless. It is a blank slate and yours for the taking. Frankly, we don’t really need a new “year” to be the catalyst for making a change… but it sure helps and it’s as good of a time as any. If you are like me, I start the year with lots of good intentions. I am going to lose weight, cut back on diet sodas, join a gym, finally remodel my kitchen, make more money, and spend more time with family. The fact of the matter is … [Read more...]

Current Market Trends of Non Performing Notes (NPNs)

The non-performing notes sector has been booming after the market went into debt due to the recession in 2008 and 2009. Now, the banks are selling the non-performing notes rather than foreclosing on them. Maintaining real estate is not what the banks want and that’s why they are now willing to sell these non-performing notes at a discount. Let’s discuss what NPN’s are in case you are new to this type of investing. NPN’s are non-performing loan agreements, which became defaulted due to the … [Read more...]