Are You Positive?

If you have been sitting on the sidelines, waiting for an opportunity to jump back in the real estate or note investing game, you need to read this. The opportunity is now. I am not saying we have come full circle to the golden years of real estate and note buying, but I don’t need them to the that good…I just need them to be profitable. Very profitable. So, why now? Just look around. New houses are being built. Now, the last time I checked it was not any cheaper to build a house … [Read more...]

The Most Important Task In The Note Industry

It is 10:30am and I have wrestled with my computer for the 4th time. As I return to my home-based office from a coffee run (which is really just a short shuffle to the kitchen) I pass by the laundry room and realize that I really should get some laundry done at some point. Oh yea…I really need to get the tires on the Jeep checked. And a grocery run. Yep. Pretty much looks like the inertia of life is sucking up as much time as possible today. The problem? None of those items will … [Read more...]

The Powerful Force of Compounding Interest, Note Investing and Birthday Cake

Do you live by this note investing creed? “The most powerful force in the universe is compound interest.” “Compound Interest is the 8th wonder of the world. He who understands it, earns it. He who doesn’t… pays it.” Albert Einstein is credited with these words of wisdom that have rightfully earned their worth as the investor’s mantra. While CBS news, Snopes, and academics debate whether Einstein actually authored the compounding interest quotes, there is no questioning the life altering … [Read more...]

7 Action Items To Get Your Private Note Business On Track

Two weeks ago we released an article on Making 2016 Your Best Note Business Year Ever. It spoke about a couple of barriers that stop you from succeeding. Nothing earth shattering, just problems that we all face in our day-to-day lives. We spoke about carving out time (the hardest thing to commit to) and stopping the tendency to re-invent the wheel (just go where people have already been). If you missed that article, you can go back and read it here. This week, we want to share a VERY … [Read more...]

What You Wanted To Know About Note Buying Last Year

You Voted: Now see the results. Wow! You guys had insatiable appetites for note buying knowledge last year. With over 325 free articles it’s interesting to look back at the most read content on NoteInvestor.com. It's how you voted with the most precious commodity - your time. So here’s a look at what you wanted to know based on… The Top 10 Visited Pages at Note Investor in 2015 How To Buy Mortgage Notes This topic won hands-down with more than double the readership of the … [Read more...]

Making 2016 Your Best Note Business Year

I love the beginning of the New Year. The possibilities seem endless. It is a blank slate and yours for the taking. Frankly, we don’t really need a new “year” to be the catalyst for making a change… but it sure helps and it’s as good of a time as any. If you are like me, I start the year with lots of good intentions. I am going to lose weight, cut back on diet sodas, join a gym, finally remodel my kitchen, make more money, and spend more time with family. The fact of the matter is … [Read more...]

Current Market Trends of Non Performing Notes (NPNs)

The non-performing notes sector has been booming after the market went into debt due to the recession in 2008 and 2009. Now, the banks are selling the non-performing notes rather than foreclosing on them. Maintaining real estate is not what the banks want and that’s why they are now willing to sell these non-performing notes at a discount. Let’s discuss what NPN’s are in case you are new to this type of investing. NPN’s are non-performing loan agreements, which became defaulted due to the … [Read more...]

Increase Note Investing Yields With Early Payoffs

Want to increase note investing yields? Discover ways to restructure a note for early payoff! When a real estate note pays off early an investor's return can go up.  Why? It is based on the Time Value of Money principal of... “Money Now Is Worth More Than Money Later” When notes are purchased at a discount (less than face value) the yield is already higher than the face rate of the note. When you combine that with an accelerated return the discount is earned back faster making the yield go … [Read more...]

Billions of Non Performing Notes Selling in 2015

We’re not even half way through the year and sales of non-performing note portfolios are already robust for 2015. Part of the credit goes to requirements issued by The Federal Housing Finance Agency (FHFA) to reduce the number of delinquent loans in the portfolios of Freddie Mac and Fannie Mae prompting several sales by these GSEs (Government Sponsored Enterprises). Largest Sale of Delinquent Loans by Freddie Mac In March Freddie Mac executed its largest sale of delinquent loans to date on … [Read more...]

Calculating Note Investments Using The 50-50 Partial

When buying real estate notes you will surely encounter a seller that flat-out refuses to take a discount.  You can try explaining the time value of money until you turn blue in the face or… provide a simple alternative. Offer to buy half the number of remaining payments for half the balance. Not only is the seller happy, the investor can receive an increased yield. Intrigued? Wondering how this all works?  Watch this step-by-step video walk through of the 50-50 Partial from our How To … [Read more...]