Archives for April 2014

Selling and Buying Business Notes With Security Financial

Selling a business and taking back a promissory note is common practice. However, finding investors to buy a business note without real estate as collateral is a bit more challenging. Fortunately there is Security Financial Services (SFS), a third generation company that specializes in buying business notes! We interviewed Marc Rouda, Senior Vice President, for our Note Buyer's Directory to learn about their business note programs, pricing, and updated investment criteria. What type of notes … [Read more...]

Calculating Early Payoff On A Partial Note Purchase Using TValue Software

One of the wonders of the note business is the ability to invest in notes with little or no cash of your own using the partial or tail-end structure.  But what happens when a note pays off early?  This week's guest author, Markus Mollica with TimeValue Software, explains how to calculate an early payoff on a partial note purchase using their TValue amortization software. Let’s say that my goal is to build cash flows for future retirement. However, over the next several years, I want to not … [Read more...]