Owner Financing? The Top 5 Things to Consider

When sellers provide owner financing, their primary concern is usually, “How do I make sure the buyer will pay me?” Read more

What is a Note Discount?

This is usually the first question on everyone’s list. “Discount”

is essentially the difference between how much is currently owed on the note versus how much the investor is willing to pay for it. Read more

What is LTV and ITV?

You have probably heard a lot of acronyms thrown around in the note industry. Some of the more common ones are LTV and ITV. 

LTV stands for Loan to Value. This is shown as a percentage. It is often used to determine “what is the likelihood the payor will continue to make payments” based on equity. Read more

How to Determine “Value”…

One of the considerations when purchasing a note will be the appraised value of the home.

Although there are some great programs on the internet that aid the average consumer in getting an idea of a value, they are not always accurate and thereby credible when you are talking about investing money in a seller financed note. Read more

What is “Outside Servicing?”

You may have heard the term “outside servicing” and not really thought of what it is or how it may be helpful. Read more